Smart Pension & Savings
Professional management of pension funds, provident funds and education funds — because your financial future starts with today's decisions
Free Pension Advisory
Pension Planning That Secures Your Future
Your pension is not just a monthly deposit — it's a complete system that requires smart management. A poorly managed pension fund can cost you hundreds of thousands of shekels over your working years. We make sure your money works in the best possible way.
Our team analyzes all components of pension savings: new pension funds, veteran pension funds, provident funds, education funds and executive insurance. We check management fees, investment tracks, insurance coverage and ensure everything is tailored to your age, family situation and future plans.
Especially if you're approaching retirement age — proper planning can increase your monthly pension by thousands of shekels. Don't wait until the last moment.
Why Yitron Finance?
Management Fee Reduction
We negotiate with institutional bodies to lower management fees — savings that can amount to hundreds of thousands of shekels
Investment Track Selection
Matching the investment track to your age, risk profile and future plans
Precise Retirement Planning
Full simulation of expected pension and action plan to maximize retirement income
Education Fund Management
Tracking investment tracks and management fees — long-term savings optimization
Employer Support
Assisting businesses with establishing pension arrangements for employees, fund selection and ongoing management
How Does It Work?
Pension Mapping
We gather all information about existing funds, accounts and insurance to build a complete picture
In-Depth Analysis
We review management fees, returns, insurance coverage, beneficiaries and investment tracks
Action Plan
We present detailed recommendations — management fee reduction, investment track adjustment and retirement planning
Annual Review
Annual performance review and adjustments — your pension savings are in good hands
Frequently Asked Questions
A pension fund is a collective savings vehicle managed for all its members, with built-in insurance coverage (disability and survivors). Executive insurance is a personal insurance policy that combines savings and insurance, with greater flexibility in choosing coverage. Each has advantages and disadvantages — the choice depends on your age, health and preferences.
A difference of 0.5% in management fees over 30 years of savings can add up to tens and even hundreds of thousands of shekels. We negotiate with the institutions and obtain significant discounts — management fees of 0.5%-1% on accumulated savings and 0-2% on deposits, depending on the balance amount.
The sooner the better. But especially if you're age 50 and above, retirement planning is critical. Decisions about investment tracks, retirement timing and pension structure can impact your monthly retirement income by thousands of shekels.
Want to Know How Much You'll Receive in Retirement?
Free personal pension simulation — discover what to expect and how to improve it